In today’s fast-paced world, achieving financial freedom is a dream for many. It’s the ability to live comfortably without worrying about money, pursue your passions, and enjoy life on your terms. However, this freedom isn’t just a matter of luck or inheritance; it requires intentional planning, discipline, and smart financial choices. In this guide, we’ll […]
Read MoreIn the realm of personal finance, income serves as the lifeblood of financial stability and growth. Understanding the various types of income is crucial for individuals to manage their finances effectively, plan for the future, and achieve their financial goals. This comprehensive guide delves into the diverse categories of income, shedding light on their definitions, […]
Read MoreAchieving financial freedom is a goal many aspire to, but it often seems like an elusive dream. However, with careful planning, discipline, and dedication, it’s a goal that can be within reach. Financial freedom isn’t just about having a large sum of money; it’s about having control over your finances and the ability to live […]
Read More(continuation of Create a workable budget) Supercharge your financial life by making more money If you want to fast-forward your financial plans, make an effort to make more money. In fact, this might be an absolute necessity if, after crunching the numbers in your budget, you find that you don’t have any extra room at all. […]
Read More(continuation of Create a workable budget) Phase 1: Pay the minimum on your debt until you build up some savings You probably heard the saying you’ve got to walk before you can run, and that’s even more true when it comes to managing money. If you’re in a tight financial situation right now, you’ll have to start out […]
Read MoreHow should a person prioritize spending and saving from his take-home pay when he still have tons of loans to pay? With more people than ever carrying large amounts of loan debt, the question of how to manage it – so that you can get on with the rest of your financial life – is […]
Read MoreIn view of congested court dockets and the slow pace in our justice system, the Supreme Court (SC) created Small Claims Courts back in 2008. At present time, almost eight years after it was first introduced in the Philippines, most of our courts are still clogged with dockets, but as suggested by the reports of […]
Read MoreWhen people need to borrow money they often consider two different categories of credit – Revolving credit and Personal loans. The most common form of revolving credit are credit cards, however those who own their own homes can also apply for home equity lines of credit. Credit cards are generally used for daily expenses such […]
Read MoreIt is important for borrowers to understand the differences between types of loans. Two of the most common loan types of loans are the secured loan and the unsecured loan. Here’s what you need to know about each – Secured Loans Secured loans are those that are protected by an asset or collateral of some […]
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