I would like to apply so how do I start?
The quickest and easiest way is to apply ONLINE – simply hit the “Apply Now” button on the home page and complete the application form which just takes a few minutes to complete. Your details are secure and confidential.
How Much Is The Interest Rate?
We offer a competitive rate of as low as 10% depending on your loan terms (weekly, bi-monthly, or monthly). Not only that, we offer flexible repayment plans that fit your needs. Late payment are subject to additional 10% of the amount due.
What happens after my application is submitted?
You will be sent an email requesting some relevant supporting documents. You will also be contacted by one of our experienced staff who will confirm some details with you and assist with obtaining an outcome as quickly as possible.
You mentioned supporting documents. What do I need to provide to apply for a personal loan?
We will contact you to arrange supporting documents. You will require:
- • At least two (2) valid IDs of you and your co-maker. e.g. New SSS/TIN/GSIS ID, Driver’s License, Company ID, Passport, PRC ID, Postal ID • your last 2 pay slips • your last 3 months bank statements • Proof of Billing e.g. electricity, water utility, cable service, phone/mobile billing statement.
You can simply scan and email you supporting documents to firstname.lastname@example.org.
If you have any questions you can call us on (+63) 908 896 2036.
Once you have received my application how long does the approval process take?
The loan can be reviewed during business hours on Monday to Friday. You will generally have an answer on your application within 24 hours, and if successful the funds can be transferred to your bank account within 24 to 48 hours. You will need to provide the relevant supporting documents for the application to allow us to obtain a final answer.
How much can I borrow?
You can apply for amounts between P2,000 and P10,000 and our loan terms range from fifteen days up to a maximum term of six months.
How and when do I make repayments?
We structure your loan payments so that they are in line with your income, eg. weekly, bi-monthly, or monthly. This assists with you having the necessary funds available as they fall due. Most customers prefer to have their payments direct deposit to our bank but we also accept payments being made via PayMaya (7/11 Kiosk nationwide).
Are there early repayment fees?
There are no fees for paying the loan off early or for making additional payments.